Prepare for the unexpected. Pet insurance provides you the peace of mind and confidence to make better healthcare decisions in the best interest of your pet. Veterinary medicine is increasingly employing more advanced medical techniques – the options for diagnostic testing and treatment protocols is expanding seemingly on a daily basis. Due to these advancements, pet owners have higher expectations for their pet’s health care and standard of living. As such, the cost of pet care and the market for pet insurance has increased.
Many companies offer the ability to customize your coverage and tailor a plan that best fits your and your pet’s needs. Some plans are limited to sick and emergency visits, while others will include preventative care including: wellness exam cost visits, vaccines, yearly fecal and heart worm/tick borne disease testing. Depending on your coverage, pet insurance ranges from about $30-100/month – but can cover up to 90% of vet bills! Click here to see some of the more popular plans amongst our clientele.
Please note that most pet insurance plans are considered “third party plan” – meaning that they reimburse the pet owner after paid invoices are submitted. The exception to this is Trupanion Express. At West Orange Animal Hospital, we are happy to offer our clients the convenience of Trupanion Express, which provides owners with immediate coverage claims – so you know whether your claim is eligible for coverage or not before proceeding forward – as well as direct bill payments so that you do not have to worry about submitting reimbursements.
Most pet insurance companies will not cover pre-existing conditions, for this reason, we recommend signing up while your pet is young and healthy.
Prior to selecting your insurance company or plan, we recommend that you check with your current employer- you may have discounted coverage available to you that you are unaware of!